How much deposit do I need?

With certain lenders it is possible to achieve financing with as little as a 5% deposit of the Purchase Price. Whilst a 5% deposit, as genuine savings, is always preferred, KiwiSaver Savings plus the KiwiSaver FirstHome Grant, a second mortgage or even a guarantor, can often help you increase your deposit so you can own your own home! There may be several options available to people who have low deposits. If you would like to discuss your situation with a mortgage broker but don’t know who to contact, we can provide you with a referral to an independent registered financial service provider who can consider your financial position and needs. .

Can I use my KiwiSaver?

In many cases you can indeed use your KiwiSaver towards the purchase of your first home !. Check out the following link on how you can withdraw your KiwiSaver funds to support your first home deposit http://www.kiwisaver.govt.nz/new/benefits/home-withdrawl.

What if I don't like the properties you have available?

Captivate Homes will always have more properties available in the future once renovations have been completed. Please keep an eye on their website or register on their database to be kept up to date.

If you have any further questions, feel free to drop us a comment in the contact form below.