First Homes

Do you dream of owning your own home but just can’t seem to save that critical first deposit to get on the property ladder?  Are prices rising faster than you can save, and just when you think you have finally saved enough deposit the market shifts again? At Captivate Homes are here to help.

With certain lenders it is possible to achieve financing with as little as a 5% deposit of the Purchase Price.  Whilst a 5% deposit, as genuine savings, is always preferred, KiwiSaver Savings plus the KiwiSaver FirstHome Grant, a second mortgage or even a guarantor, can often help you increase your deposit so you can own your own home!

There may be several options available to people who have low deposits. If you would like to discuss your situation with a mortgage broker but don’t know who to contact, we can provide you with a referral to an independent registered financial service provider who can consider your financial position and needs.